Title Insurance Request

Fidelity National Title Insurance Company (FNTIC):

Takes pride in their Title and Escrow services that meet customer demands for efficient and timely processing and quality products.

Through its Nationwide network of direct operations and agents, FNTIC provides:

(1) Title Insurance Policies,
(2) Underwriting,
(3) Escrow and closing services to residential, commercial and industrial clients, lenders, developers, attorneys, real estate professionals and consumers.

FNTIC also performs other title-related services such as:

(1) Escrow
(2) Reconveyances
(3) Recordings
(4) Attorney services
(5) Flood certification
(6) Credit reporting
(7) Collection and trust activities
(8) Trustee sales guarantees
(9) Real estate tax service
(10) Foreclosure publishing & posting
(11) Exchange intermediary services
(12) Real estate information & technology services

Fidelity also performs specialty finance functions such as:

(1) Originating
(2) Funding
(3) Purchasing
(4) Selling
(5) Securitizing
(6) Servicing equipment leases for a broad range of businesses

When working on a Buyers Purchase or a Sellers Refinance we automatically request a Title Insurance Policy for you. This policy Insures your new purchase or refinace from outside claims or attachments that may be made as liens.

These Insurance Policies give your home a 'Clear Title' verifying no negative claims.

Their are differences in Title Insurance Coverate. including:

(1) CLTA Policy,
(2) ALTA-R and ALTA-R EXTRA and their significance. It is practical information on the different ways people can take title. 

For example: Title to a property can be taken in the following ways:

(1) Tenancy-in-Common,
(2) Joint-Tenancy,
(3) Community Property,
(4) Tenancy-in-Partnership.

Each type of title has a different aspect on their parties, divisions of property, title per party, possession, conveyances, or transfers, purchasers status, death, successor's status, creditors rights and presumptions. 

Fidelity also performs other property title-related services such as:

(1) Escrow Services (for purchase or refinance transactions)
(2) Reconveyances (or Pay-Off's of Mortgages)
(3) Recordings (deeds and trust deeds)
(4) Attorney services (in states where escrow is not mandatory)
(5) Flood certification (required by state laws)
(6) Credit reporting (borrowers reporting)
(7) Collection and trust activities (past mortgage and tax collections)
(8) Trustee sales guarantees (foreclosures going to Trustee Sales at auction)
(9) Real estate tax service (Impound accounts included in mortgage transactions)
(10) Foreclosure publishing & posting (and recordings)
(11) Exchange intermediary services (1031 property exchanges)
(12) Real estate information & technology services (looking up claims against title)

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