Pre-Approving our Sellers Buyers

SELLER'S SERVICES

MARKETING TECHNIQUES

INFORMATIONAL BROCHURES

LIABILITY ISSUES

QUALIFYING YOUR BUYER'S

We save our sellers time, aggravation and money, by pre-approving your buyers BEFORE we sell their homes!

Their best interest is our best interest.

Pre-Approval is vital to the Purchase process, although most agents don't know how to pre-qualify their buyers - we do!

BUYERS MUST KNOW HOW MUCH HE/SHE CAN AFFORD:

The agent usually say's why not!
How in the world would the agent know?
Unless of course they were able to pre-approve the Buyer?
Here are some Reasons why:

UNDERSTAND WHY BUYER CANNOT BUY

THE BUYER COULD HAVE A LIST OF ISSUES:

		No Cash Down Payment or Assets:
		No Friends or Relatives who will loan him/her money for a down payment,
		No Cash, Checking or Savings Accounts,
		No 401k or Stocks or Bonds or Assets to Purchase.

THE BUYER COULD HAVE:

		New Car Payment,
		High Credit Card and/or Debt Ratio,
		Bad credit or no credit,
		Bankruptcy was filed after a search of records occurred.

OTHER BUYER ISSUES:

		Has to pay child or alimony payments every month
		Has a wife who doesn't work and likes to spend money,
		Supports a large family or lives with his in-laws.

THIS BUYER COULD ALSO HAVE:

		A low paying job, or
		Not have sufficient income,
		Doesn't have study income,
		Has not had study work for 2 years or more.

ACCEPTING AN OFFER FROM AN UNQUALIFIED BUYER - ONLY LEADS TO TROUBLE:

		*It doesn't sell your home* and complicates your future moving plans for a new home;**
		*It can take your home off the market, making it impossible to sell to a qualified buyer;*
		*Ends up in Escrow week after week waiting for a loan agent* to approval or disapproval;**

MOST SELLING AGENTS - DON'T HAVE A CLUE ABOUT THE APPROVAL PROCESS:

		Ask if their buyers are pre-approved - they hope they are so they can sell them a home.
		Believe it is not their job to pre-qualify the buyer or ask for pre-approval letter, etc.,
		Convey to buyers the importance of pre-approval before they start home shopping.
		Divulge which loan programs save the buyers the most or yield the sellers the most?

When a buyer asks us how much they can afford to purchase
- our answer is always a

IT'S A NUMBERED FIGURE!

For more information complete the following:

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